6 ways to make sure you’re #uniproof

Did you know students in the UK are spending 6 times more than they are earning?! Don’t sweat, not all hope is lost. As you prepare for the great unknown that is university life, we’ve teamed up with NatWest to drop some nuggets of wisdom your way, to help you stay out of the broke zone. Want to know how to get #uniproof? Read on…

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    Don’t worry – be App-y

    Uni life can be hectic, so the easiest way to manage your money is on the move. Banking apps and text alerts let you check your balance, transfer money and much more; all helping to make your money last through the first semester – or at least until the end of Fresher’s week.

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    Spend less, get more

    All your favourite shops are clamouring for your hard-earned student loan, so you’re never far from a whole host of high street discounts – if you know where to look. Websites like Student Beans are devoted to listing the best current offers available to you, where you’ll save cash on everything from travel and textbooks to clothing and concerts.

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    Ditch the wallet entirely

    Got an iPhone / Android phone? Apps like Google Wallet and Apple Pay allow you to leave your wallet at home and still be able to pay for that Five Guys burger and salted caramel milkshake. Just add your cards in advance and get on the contactless game.

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    Brilliant banking

    It’s important to get a student bank account rather than a regular one. They’re specifically designed to help you out during your time at uni. The NatWest Student Account comes with a range of brilliant benefits, from an interest-free overdraft to the Student Credit Card and discount travel, Cashback rewards and more. PLUS! Save even more on travel with the exclusive 4-year National Express Young Persons Coachcard, giving NatWest customers 1/3 off travel to 100’s UK towns and cities, and 10% travel to over 600 European destinations for the next four years. Want more info? Visit our NatWest Coachcard page now and start saving today!

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    Don’t overpay!

    Did you know that student households don’t need to pay council tax? Or that you may be entitled to tax benefits for your part-time job? Depending on your personal circumstances, there could be many benefits you are entitled to during your time at uni. Visit the NUS site for a great, clear breakdown on what you are entitled to.

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    Everybody take cover!

    Insurance is a dull word. But it’s not as dull as having no beloved laptop or iPad. In case the worst happens, be sure to get Contents Insurance for your gadgets – and for your own peace of mind. Before plunging in, shop around at sites such as Moneysupermarket to make sure you’re getting the best deal for you.

How do I apply?

To apply, you must be: 17 or over and a full-time undergraduate on a course that lasts at least two years; completing a full-time post-graduate course; or training as a nurse at a UK university or college or higher education. If you want to apply for the Arranged Overdraft too, you’ll need to be aged 18 or above and a permanent UK resident (ordinarily resident in the UK for 3 years or more).

Apply now